A business application is software used by business users to perform a business function. Classify the applications to maintain an inventory and consolidate the business applications. Analyze, assess, and evaluate the applications across various dimensions and determine the action that you can take for each application.


Bion Core is a holistic core-system designed for Insurance Industry, consist of Individual and Group Business module for Life and Health Insurance products. This Solution support insurance companies to modernize their business to meet customer demands.
This product facilitate verieties of business process that build based on best practice in industry. So that can ensure activities & transactions were fully tracked for to be process in to a customizable report.
Bion Core benefit:
– web based application;
– easily configured API integration,
– smoothly accessed by any device or OS,
– customized UI.
– support upload for bulk data import such as New Business, Claim,
   Plans set up, and etc.

Agent Aid

Agent AID is one stop solution for agents that facilitate plenty of solution. It enables to distribute all the necessary with one single monitoring application (mobile and web app), including to manage their production, recruitment progress and pending application in one apps.

It is an application used for salesforces recruitment activities; from Candidate-to-Agent on boarding process, end-to-end administration process until monitoring process with fully digital experience. it is a ready-mate product, built to be set up as customer specification demand, a mobile apps that easily managed based on Agency needs .

Auto Underwriting

Auto Underwriting engine is a straigth through processing solution, specifically designed for insurance companies to carry out the underwriting or claim process, in both life and general insurances.
It able to speed up multiple cases approval process and to keep the rejected cases out of the system automatically from 1 day to only 5 minutes. It is the answer for new business and claim process which keep facing a fast changing products, including ther following terms and parameters of it.

It functions to check all criteria automatically while each criteria or parameter is determined based on its rules or business processes with a flexible and easy way of UW rules configuration to create new set of AUW Function by copy & edit existing AUW Function


Loan Origination System (LOS) is an application designed to support the processing of credit applications required by banking and multifinance to Improve Customer Engagement, Risk Analysis, Profitability throughout the Credit Life Cycle. Our All-In-One Solution which includes key features that is:
– Content Management,
– Decision Engine,
– Business Process Management and Report administration.

SLIK Automation

SLIK Automation is software technology to automate OJK SLIK Retrieval using Batch & Interactive method dedupe engine for retrieval matching, automate convert & aggerate SLIK IDEB retrieval to Database System and calculate policy checking for SLIK data. SLIK Automation specifically for Banking and Multi-finance sector that has access to the OJK slik portal.

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